Refunds and cancellation

Version 1.0 · Effective 18 August 2026

This page restates what the Terms of Service already say, in one place. Where the two could be read differently, the Terms are the agreement.

Panorithm is sold to companies, not to consumers. Every customer is a registered business buying software for its own operations, so the cooling-off right the Consumer Protection Act gives a consumer does not apply here. What applies is this page and the Terms.

1. Cancelling

2. What is not refundable, and why

3. What we do refund

4. How a refund is paid

To the card or account it was paid from, never to a different one, within ten working days of us agreeing it. Card refunds then take whatever your bank takes to show them. We refund in rand, the currency it was charged in. Fees exclude VAT unless stated otherwise, and a refund carries back the VAT that was charged on it.

5. Suspension is not cancellation

An account unpaid for thirty days may be suspended. Suspension stops access; it does not delete your data and it does not end the agreement or the notice you still owe. Pay the arrears and it comes back as it was.

6. Asking

One address, answered by a person, same working day: obakengm@mammrlla.com, or +27 73 850 7252. We would rather settle a disagreement about an invoice in a phone call than through a chargeback, and will always try that first.

MAMMARELLA (PTY) LTD (2021/684969/07), 6 Calders Road, Bedfordview, Johannesburg, Gauteng, 2008, South Africa.